Repossession Bill is anti-homeowner, anti-family and is one of the most stringent unfair bills ever to pass through Dail Eireann

Enniscorthy Sinn Féin Cllr Johnny Mythen has described  the governments 'Land  and Conveying Law Reform Bill' as being anti-homeowner and anti-family.  The Vice-Chairperson of Enniscorthy Town Council said that the bill was  "shameful piece of one sided legislation and runs contrary to common justice."

Sinn Fein Cllr. Johnny Mythen stated “The passing of the Land and Conveying law reform bill and the repossession bill has given the lenders and financial institutions complete dominance over citizen’s rights and their right to a decent living. The Governments claim that this is somehow a fairer way or a just way to deal with mortgage arrears and debt couldn’t be further from the truth."

"On close examination, here are some of the facts. The lender (bank) is the sole arbitrator of the process and they decide whether a mortgage is sustainable or not. They are no restrictions on the hours or amount of visits bank officials can call to your door. Banks can make up their own policies on communication with families. They can coerce citizens to give up their tracker mortgages without proving they are getting sufficient value for doing so. Banks have not allowed or built in a minimum income for householders. They have not allowed for sufficient income for the full range of living costs, and are ignoring unsecured debts, such as, car loans, education loans, extension loans etc."

"On top of all this, there is no proper appeal system. The process and M.A.R.P.  will not be part of a repossession case if it winds up in the courts. This also brings the risk of losing the case and winding up with costs and fees compounding the problem even further. There are no provisions for people who have separated or left the country leaving one partner to pay the mortgage. This is a shameful piece of one sided legislation and runs contrary to common justice and will result in multiple ordinary people losing the roof over their heads and the reintroduction of evictions to our shores again."